Who is required to have motor vehicle insurance in Colorado?

In Colorado, all registered vehicles that are intended for use on public roads are required to have motor vehicle insurance. This mandatory requirement ensures that drivers are financially protected in case of an accident and that they can cover potential damages or injuries caused to others.

The necessity of insurance applies broadly across all vehicles that are registered, regardless of their type or age. It is not limited to just commercial vehicles or specific mileage limitations. The law aims to provide a safety net for all road users, ensuring that damages can be addressed through insurance coverage.